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Thai girlfriend first visitor visa refused due to bad advice

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  • Thai girlfriend first visitor visa refused due to bad advice

    Hi guys

    I'm based in the UK and am in a LDR with a Thai girl who resides in Bangkok, I've been there a couple of times since we've been together and we had decided the next step would be for her to come here for 3-4 weeks on a visitor visa, with a view to getting a fiance visa 6-12 months down the line so she can come over here and work etc.

    She recently applied for this and got a rejection based on several criteria which are shown below. Apologies if certain points of this rejection letter may have been addressed previously but every application is different and I wanted to get some personalised input specifically on my girlfriend's visa rejection letter..

    She went through a visa agency whom her friend had successfully used previously for a UK visitor visa, and I got red flags halfway through the process when they asked for payment for their services before she even had the VFS appointment.

    They then gave her the advice of depositing around 80,000 THB into her bank account (which her father had given her in cash at her request) several days before the appointment, as her bank account funds were low (despite the fact I had already agreed and submitted documentation to be her sponsor, and this seemingly being acceptable).

    She did as suggested and after the appointment at VFS, some further research led us to believe that this could be a cause for rejection (due to being classed as funds parking), as the agency had not advised that we would need to explain where the funds came from (and neither of us have had any previous experience trying to get a visa as complicated as a UK one).

    She then got the below rejection letter, which indicates this was the first reason for rejection.

    The second reason was that she stated in her application that she would spend around 100,000 THB on various things on the trip, which is over 13x her monthly disposable income and thus they doubt that she was not "seeking entry only for the purpose and duration stated".

    The third reason given was that her mother would help her pay for the visit, and although her mother's bank statement showed a balance of 683,000 THB, 342,000 TBH of this was cash deposits with no explanation offered and thus they do not believe that "the bank statement accurately reflects your personal circumstances and that the funds shown are genuinely available to you for your exclusive use".

    Can anyone please advise on how we can rectify these refusal points in a second application?

    Thanks to anyone taking the time to read this and to help, I appreciate it is a bit of an essay above!

    Ket rejection.jpg

  • #2
    So many Thais seem to think that padding a bank account is the right thing to do. As you've found out, it's the worst thing you can do but the myth seems to keep doing the rounds.

    You now have a mountain to climb convincing an ECO that he/she should give your girlfriend a visit visa.

    The first thing to do is fire the visa company and never use another unless it's an OISC accredited agency. It's simply better and easier to do it yourself with the help of the people on here.

    IMHO the only way you can get around this is to explain that you used a visa company that gave you the wrong advice and then submit a new application showing the true figures from your girlfriend's bank account. You could explain that your girlfriend added a zero to the amount of money she intended spending while she was here. She actually meant 10,000 baht... That is only if she does have 10,000 baht of money she has legitimately in her account that she can account for.

    It's a big mistake to supply a girlfriend's bank statements in the first place. Again in my opinion. For my girlfriend's visit visas we didn’t supply bank statements at all. All we supplied were the cash rental payments and the cash money she sent home each month and explained that she was paid in cash and the money was spent as soon as she received it.

    The genie is out of the bottle now and I think she has to supply bank statements for any subsequent visa applications. How many months bank statements did you supply? It would have a bearing on when she next applies. You want to supply new bank statements that don't show the "problem" payments I think.


    • #3
      Hi mate
      Ohm and I did our own application which was successful first time due to the help and advice given on this forum, we did not use an agent and saved, IMHO, time, money and heart ache with dealing with them. I looked at it like this...if we failed in the application it was my wrong doing and no one else's and i would not have wasted monies better spent elsewhere
      Mine and Ohms application was slighty different than Rasg's as in we did supply bank statements from both my account in the UK and Ohm's account in Thailand.
      I was not working at the time but we had been together 2 years 2 months. All my income was 700 quid a month from my Army pension and Ohm was earning about 8000 Baht a month at the time. I did have a couple of k in savings, but nowt to write home about.
      Whilst me and Ohm were together i got her to put her monies ( which was cash in hand) in the bank as soon as she got it, therefore showing she was getting a regular wage in. There was also some larger deposits coming it to her bank of 30, 40, 50 thousand baht, this was monines from me from when i was over there and coincided with my visa exemption stamps, and tourist visa's. Because I explained all this way with evidence provided it was not an issue
      As for my account I think I went six months back to show my pension coming in on a regular basis
      We also, just to be on the safe side got a bank statement from my mother and a letter to say that Ohm and I could stop there rent free.
      We never at anypoint said how much we were going to be spending in the UK, all I said was that my mother and I would be fiancially responsible for Ohm while she was in the UK.

      Good luck with your next application
      Last edited by Lonerider; 13 May 2018, 06:32.


      • #4
        All I can say is, do the application yourself using the advice of this forum. You'll have to explain all the points she failed on the 1st one. I remember talking to a certain agent in Pattaya and he guaranteed the visa. Luckily I saw through him, did it myself and passed. Use all the advice from us seasoned veterans and you'll pass


        • #5
          Originally posted by Lonerider View Post
          We also, just to be on the safe side got a bank statement from my mother and a letter to say that Ohm and I could stop there rent free.
          We never at anypoint said how much we were going to be spending in the UK, all I said was that my mother and I would be fiancially responsible for Ohm while she was in the UK.
          Sorry but that's not quite true... You did give some spending figures as part of the application asks how much the trip will cost etc. Here are the questions you would have had to answer.

          What is the cost to you personally of your trip in GBP(£)?
          The total amount of money you have for this trip
          The cost of the aeroplane, boat or train tickets
          The cost of your accommodation
          The cost of your living expenses
          Is someone other than you paying for all or a part of your trip?
          What is the total amount in GBP(£)?

          On the financial side, all you have to do with a visit visa is show that you have the money to finance the trip.


          • #6
            Yes i can agree I had to fill it in but if we are splitting hairs, as stated in HER application zero for accom and living expences, and the cost of the tickets does not equate to giving them a break down of what you are spending in the UK, as the tickets are there to get you to the UK. I would also say that telling them the total money you have for the trip and is some one other than you paying for the trip and to show the amount, also does not equate to you telling them how much i will be spending in the UK, it just tells them how much you have. Anyway enough hairsplitting
            That was the point i was making. as I understood that it was the OP was asking, sorry if i got it wrong.
            Have a nice day


            • #7
              Not splitting hairs. Just pointing out that you had to give a basic breakdown of costs when you said you didn't. That's all.

              Total amount in GBP, if there is no hotel accommodation, gives an ECO a figure to start with to establish that the sponsor has enough money to cover the cost of the trip. In the OP's girlfriend's case she stated that she would be spending 100,000 on things on the trip. Probably a typo but added to the reasons for the ECO to refuse the visa.

              On wife's first visit visa, like you I stated that she would be contributing nothing for the trip but she would have £100 in her purse to spending on basics that she needed.


              • #8
                Hi all,

                Thanks for the input.
                It appears using this particular agency was a really bad move (I can't speak for any other agencies).

                Regarding the refusal points, to address them we plan to explain as follows:

                The two deposits of 40,000 THB were actually the amounts that her mother would contribute towards her trip, so are we okay to explain this in her introduction letter, if we include a letter from her mother stating this and where it came from? One of the 40,000 THB actually came from her grandmother's account at her parent's request, although this was family savings - we are planning to include a letter for her Grandma to sign which will confirm this.

                To address the second point regarding the 100,000 THB issue as she had put that this would be the cost of the trip to her.. The English question reads "what is the cost of the trip to you personally?" but she has said that the Thai translation of this question reads along the lines of "how much are you going to use on your trip", which she assumed included the cost of the trip to me as her sponsor also, and therefore gave too large a figure considering the amount she will need to spend will be small.

                Her mother's bank statements having unexplained deposits. The deposits actually came from work that she does selling farm produce at market, although she has no record of this other than that which is recorded in a book which she uses to keep records (so no receipts etc.). Regarding this point, are we okay to draw from this that the main reason this was given for refusal was due to the funds not being available solely for her and to counter this by stating that the funds are now in her bank account?

                Any advice you guys can offer regarding how to resolve this without resorting to using an agency (who I'm clearly not convinced by whatsoever) would be much appreciated.

                Happy to attach copies of the letters from her/her mother/grandmother/me if you think it will help shed some light.



                • #9
                  You need to explain all of this in your sponsor letter and ideally provide documentary evidence.

                  Anything that you rely on in Thai will need to be translated into English.


                  • #10
                    deleted, due to not wanting to get into a tit for tat